Accommodation Factor is a factoring solution tailored to address the cash-flow challenges faced by short-term accommodation hosts operating on Airbnb, Booking.com, HomeAway, TripAdvisor, and other platforms.

The aim is to provide the following benefits to accommodation hosts:

• Immediate access to booking revenue
  
  
• Improved cash flow and financial stability
  
  
• No loans or long-term debt
  
  
• Pay only when the service is used
  
  
• Simple, booking-based funding

Accommodation Factor is scheduled to be launched in August 2026 by Spice Solutions LLC, a U.S.-registered company.